Lasik Financing
Laser-Assisted In Situ Keratomileusis, in short LASIK, is a refractive surgery that reshapes the cornea of the eye. This is used on people who suffer from myopia, hyperopia, or astigmatism. This outpatient procedure is performed by a refractive surgeon. The costs of doing Lasik varies widely, it may range form $499 per eye to $2,500 per eye. The cost differs from region to region. It also depends on the degree of refractive error of the patient’s eye. However, do not choose the Lasik surgeon solely on the cost involved. A less experienced eye surgeon might cost you less, but he will not have the same experience, precision, or equipments that a skilled and experienced ophthalmologist will have. Also avoid the Lasik eye centers offering discounts or which rely upon aggressive promotion. However, at the same time, paying more doesn’t mean that you will get the best surgeon around. Hence, before you zero in the centre and surgeon of your choice, do some in depth research on the bona fides of the Lasik surgeons around.
Many people rule out Lasik treatment as an eye corrective measure because of the forbidding cost. Moreover, most insurance policies don’t cover it as it is considered to be an elective procedure. However, there are quite a few easy financing solutions to your rescue. If you want to have Lasik, but are unsure due to the expense involved, then you can choose from the financing options listed below.
LASIK Surgeon’s Payment Options
The financing option for your Lasik surgery may be with the doctor himself. Talk over Lasik financing and costs involved with your doctors. Most Lasik eye surgeons have tie ups with local and national banks that help you by providing low interest monthly LASIK financing plans to allow the patient to pay the fees in installments.
Vision Fee Plan – Capital One
Capital One’s “Vision Fee Plan” caters to patients opting for LASIK, PRK, and other refractive surgeries. They provide the ophthalmology patients with the funds they need for the surgeries, which the patients can later pay at an interest rate varying from 5.9% to 12.9%. These plans are generally based on the budget of the patients involved.
Care Credit
Care Credit is another company which gives you the credit required for your Lasik surgery. You can choose from a short term, no interest plan, and a long term, low interest plan. Thus you can secure Lasik financing without a lot of overhead.

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